Chiranjeevi Yojana Coverage, Premium & Eligibility: All You Need to Know
The Rajasthan government had recently increased the coverage limit for insurance under Chiranjeevi Yojana.
JAIPUR: The Rajasthan government had recently increased the coverage limit for insurance under Mukhya Mantri Chiranjeevi Swasthya Bima Yojana (Chief Minister Chiranjeevi Health Insurance Scheme). In this guide, you will learn about the new coverage limit and also who is eligible to apply for the scheme benefit.
New Coverage Limit for Chiranjeevi Health Insurance Scheme
The new coverage limit has been increased to Rs 10 lakh. Earlier the limit was Rs 5 lakh. The limit was increased in the state budget 2022.
Who can apply for the scheme?
Everyone except for government employees is eligible to apply to get health insurance coverage under the scheme. You will get the coverage whether you are living in a rural area or an urban area. The annual premium of Rs 850 per family has to be paid to the government to get health insurance of up to Rs 10 lakh.
Families from certain segments are excepted from paying the annual premium. They include:
- small and marginal farmers
- contract workers
- destitute and helpless families affected by Covid-19
The premium for these families will be paid by the state government.
The government employees are not eligible to apply for Chief Minister Chiranjeevi Health Insurance Scheme. The reason is that they already get health insurance under the Rajasthan Government Health Scheme (RGHS). RGHS is cashless insurance launched on the lines of the Central Government Health Scheme (CGHS).
The scheme is for families. The premium amount of Rs 850 is to be paid per family annually.
You can get the insurance benefit at selected government as well as private hospitals.
The treatment and surgical procedures As many as 1576 types of diseases are covered under the scheme?
Yes. Expenses/expenses up to five days before hospitalization and 15 days after discharge are covered under this insurance.